Wait a sec, perhaps I can't read. Is that last sentence of Nano's last post suggesting if we can't come to a consensus, that things would just revert back to the way they were?
Well....of course we're not going to be able to come to a consensus in this fashion, because the 10 or so people talking here weren't elected to represent any group of people. We can't vote for anyone else, and in this forum not only can the entire pop not vote, but the grand majority of people won't even be aware there is something to have an opinion about.
If you'd like to get cash mangement out of your hands, think about if it is posible to help to set up a system by which that could exist.